Create your own Financial Plan

At Finally, our sole mission is to help all Canadians, regardless of their financial situation, to create a tailored and professional Financial Plan that will help them reach their financial goals and achieve financial independence.

Did you figure out yet how to properly distribute your income across your savings, investments, and debt accounts?  Do you know if your current savings plan will satisfy your future needs? Are you worried you are not using the right bank account for each of your goals?  If any of these questions resonate with you, you’ve come to the right place.

With Finally, you will be able to understand exactly what you need to do to reach each of your financial goals. Finally will help you: set up a budget that will help you cover your expenses, and fund your future goals; compare and pick the right bank account for each of your financial goals; redistribute your savings to help you reach each of your goals faster; continuously track your progress against your plan and provide you with recommendations to help you stay on track.

If you want to reach your financial goals and have an objective of financial independence, we’re here to help!

We like to think of Finally as a digital financial planner. We provide the same financial advice you would get from any other independent financial advisor but without wasting time scheduling appointments or discussing your financial situation with a stranger. You also get to keep more money in your pocket, as we help you to create your very own full financial plan for free.

In our opinion, investment robo-advisors are great but most useful for specific use-cases. For example, if your main goal is to optimize or rebalance your investments, then an investment robo-advisor will be much more useful. The reality is that most Canadians need to solve for multiple, competing goals, simultaneously! That is, figuring out how to simultaneously pay down debt, save for your Christmas gifts, and invest for retirement. That’s where Finally comes in! We will teach you how to properly distribute your income and savings across your different bank accounts, and recommend ways to optimize your finances to reach your goals even faster!

Finally’s team has over 15 years of experience in the financial industry. Our financial plans were designed and created by Financial Advisors with accredited CFP (Certified Financial Planner) certifications. The results you obtain through our platform are supported by financial math, readily available to the public, and technological algorithms that enable us to digest complex information and provide actionable results. We invite you to corroborate the results obtained through our platform with a financial planner of your preference.

We use industry-leading technology and controls to keep your information always safe and available. The information you share with us or our partners, is kept confidential, securely encrypted, and stored at rest and in transit, using Advanced Encryption Standard (AES 256). We also encrypt and protect data in transit from unauthorized third party access, by using Transport Layer Security (TLS) protocols, which helps sensitive data remain protected even in the event of a database compromise. These are the same standards that online banks use to protect your information and data.

For clarity, Finally will not be able to access your bank accounts or make transactions on your behalf. Our account aggregation partner (Plaid) provides us only with read-access to your account information, without the ability to make any transactions. We only use the information retrieved to present you with tailored financial recommendations based on your unique needs and current situation.