Your money shouldn't feel complicated.
Finally shows you exactly where your money goes and what's holding you back.
- Get answers in less than 5 minutes
- No spreadsheets. No jargon. No judgment.
- Secure, private, and always in your control.
You're not bad with money. You just can't see it clearly.
One report. Everything that matters.
These are the five parts of a real Finally checkup, shown with sample numbers. Yours is built from your own transactions.
Why your score is what it is
Five factors, scored in the open. No black box: every number traces back to your transactions, and each factor opens into the read, the math, and the move that improves it.
Where your money goes
Every dollar out, split across spending, saving and debt, each weighed against published guidelines like 50/30/20. Open any branch to see its categories, and the actual transactions behind them.
What it costs to be you, and how long your money lasts
Your lifestyle as one honest monthly number, judged against the 50/30/20 guideline. And your runway: how long your money would last if income stopped today.
Past the 50/30/20 guideline's 80% line, there is little left to save each month.
The common safety target is 3 months, so there is ground to gain.
Recurring drains on your cashflow
Subscriptions, memberships and fees that charge you on repeat, each with the evidence for why it was flagged. Decide what stays with one tap: keep it, snooze it, or plan to cancel.
What to fix first
Not a list of tips. A short plan, ranked by payoff, where every move shows what it is worth and the evidence for why it made the cut.
Not a diet: your own history says $430 is normal for you. Returning to the level you kept all spring frees real money without touching essentials.