A Personalized Financial Plan in 5 Easy Steps
Your Plan is ready in 30 minutes or less. Just pick your goals, prioritize your needs, set a plan budget, and start fulfilling your dreams!
Pick your Bank Accounts based on each of your Goal
Learn the types of financial products and providers available in Canada, and get the account that best suits each goal.
Actionable Guidance, Whenever Needed
We will carefully monitor your progress and help you optimize your plan in order to reach your goals even faster!
Full Access to Your Plan - Anywhere, Anytime
No need to schedule appointments or wait until your advisor is ready for you. You have full access to tweak your plan, whenever you like!
Don't need a Financial Plan? Think again...
of Canadians don't know if they will ever achieve their financial goals
of Canadians have never had a financial plan
of Canadians with a financial plan, are confident they will achieve their financial goals
Multiple goals - one single stop
Whether it is planning for retirement, paying your debt faster, or figuring out how to save for your next vacation - getting answers to these questions should be the easy part. Finally, no more scrambling around from website to website. With Finally, you get a calculator specifically designed for each of your goals and get your financial plan started!
Financial planning calculators
Creating a Budget
Building an Emergency Fund
Planning your Retirement
Paying your Debts
Buying a Car (Financing/Leasing)
Buying a House
and much more...!
Frequently Asked Questions
What is Finally?
At Finally, our sole mission is to help all Canadians, regardless of their financial situation, to create a tailored and professional Financial Plan that will help them reach their financial goals and achieve financial independence.
How do I know if Finally is right for me?
Did you figure out yet how to properly distribute your income across your savings, investments, and debt accounts? Do you know if your current savings plan will satisfy your future needs? Are you worried you are not using the right bank account for each of your goals? If any of these questions resonate with you, you’ve come to the right place.
With Finally, you will be able to understand exactly what you need to do to reach each of your financial goals. Finally will help you: set up a budget that will help you cover your expenses, and fund your future goals; compare and pick the right bank account for each of your financial goals; redistribute your savings to help you reach each of your goals faster; continuously track your progress against your plan and provide you with recommendations to help you stay on track.
If you want to reach your financial goals and have an objective of financial independence, we’re here to help!
How is Finally different from a financial planner or an investment robo-advisor?
We like to think of Finally as a digital financial planner. We provide the same financial advice you would get from any other independent financial advisor but without wasting time scheduling appointments or discussing your financial situation with a stranger. You also get to keep more money in your pocket, as we help you to create your very own full financial plan for free.
In our opinion, investment robo-advisors are great but most useful for specific use-cases. For example, if your main goal is to optimize or rebalance your investments, then an investment robo-advisor will be much more useful. The reality is that most Canadians need to solve for multiple, competing goals, simultaneously! That is, figuring out how to simultaneously pay down debt, save for your Christmas gifts, and invest for retirement. That’s where Finally comes in! We will teach you how to properly distribute your income and savings across your different bank accounts, and recommend ways to optimize your finances to reach your goals even faster!
Why should I trust the results obtained through Finally?
Finally’s team has over 15 years of experience in the financial industry. Our financial plans were designed and created by Financial Advisors with accredited CFP (Certified Financial Planner) certifications. The results you obtain through our platform are supported by financial math, readily available to the public, and technological algorithms that enable us to digest complex information and provide actionable results. We invite you to corroborate the results obtained through our platform with a financial planner of your preference.
How does Finally keep my information safe?
We use industry-leading technology and controls to keep your information always safe and available. The information you share with us or our partners, is kept confidential, securely encrypted, and stored at rest and in transit, using Advanced Encryption Standard (AES 256). We also encrypt and protect data in transit from unauthorized third party access, by using Transport Layer Security (TLS) protocols, which helps sensitive data remain protected even in the event of a database compromise. These are the same standards that online banks use to protect your information and data.
For clarity, Finally will not be able to access your bank accounts or make transactions on your behalf. Our account aggregation partner (Plaid) provides us only with read-access to your account information, without the ability to make any transactions. We only use the information retrieved to present you with tailored financial recommendations based on your unique needs and current situation.
We track your goals so that you stay on target
We know it's hard to keep track of all the plans you've wanted to accomplish in life. But we also know how it feels when suddenly you realize you won't have enough money for that trip you were looking forward to, and you blame yourself for not planning your finances more carefully. We get it. That's why we're here.
Always be in the know
Track your bank account balances all in one place
Get notified when your plan savings hit their destination
Track your goal progress and adjust your plan so you never fall behind
A plan specifically designed for you
Everybody is different, and your financial plan should reflect that. Set your maximum budget, adjust your goal deadlines, reprioritize your goals based on your ever-changing needs, and much more!
Simple user interface
We make it easy for you to set up your goals, track your progress, and follow through with your financial plan.
A marketplace for your goals
Is your bank account helping you maximize your savings? We are here to help. Compare banking accounts across several providers to help you reach your goals faster!
Enjoy a better financial planning experience
Financial planning should be available to every Canadian, regardless of their financial situation. Finally, we are here to help you get where you want to be.