Blog

Straight answers about money.

No jargon, no judgment, no latte shaming. Just the stuff that actually moves your number.

Hot Take: “Just Move” or “Get a Better Job” Is the Most Delulu Advice Ever

Five Canadians on why your area code is a financial decision the internet doesn’t understand — featuring a journalist turned dispatcher, a radio host with Cerebral Palsy, and a six figure Vancouver family cutting back.

Read the essay →

Heidi Unrau · June 12, 2026 · 7 min read

Spending

How to Stop Living Paycheque to Paycheque (Without Giving Up What You Love)

Breaking the cycle isn’t about deprivation. Eight steps to see where your money actually goes, build breathing room, and keep the things you love.

The Finally Team · 8 min read

Retirement

Planning for Retirement: How Much Money Do I Need to Save?

The 70–80% rule, what CPP and OAS actually cover, why starting early cuts the monthly cost in half, and the 2026 RRSP and TFSA limits.

The Finally Team · 6 min read

Home buying

How to Know You’re Financially Ready to Buy a Home

Credit score, the real costs beyond the down payment, and every first time buyer incentive in Canada — including the new GST rebate worth up to $50,000.

The Finally Team · 5 min read